Nigerian-Built · Pan-African

One API. Every payment provider in Africa.

Route payments across Paystack, Flutterwave, Monnify, Squad, Interswitch, and Payaza with automatic failover. One integration. Zero downtime.

Integrated with

Paystack
Flutterwave
Monnify
Squad
Interswitch
Payaza
The Problem

Managing multiple PSPs is a full-time job

!

Without POPFAB

3 dashboards, 3 codebases, 3 reconciliation nightmares

Your App
Paystack SDK
Flutterwave SDK
Monnify SDK

With POPFAB

One API call. Everything handled automatically.

Your App
1 API call
POPFAB Router
Smart routing
Paystack
Flutterwave
Monnify
Why POPFAB

Built for African payment reality

RELIABILITY

Your payments don't stop when a provider does.

When Paystack degrades, POPFAB automatically fails over to Flutterwave or Monnify in under 800ms. Your customers never see the failure.

Failover time<800ms
Uptime99.95%
INTELLIGENCE

Route every transaction to the provider most likely to succeed.

Our routing engine learns from millions of transactions to predict the optimal provider for each payment based on method, bank, amount, and time of day.

Success rate lift+8pp avg
Routing signals40+ per txn
CLARITY

One dashboard for every naira processed.

Stop toggling between 6 provider dashboards. POPFAB aggregates all transaction data, settlement reports, and disputes into a single view.

AnalyticsReal-time
ReconciliationAutomated
Providers

Works with every provider your customers trust.

All 6 major Nigerian payment providers connected, tested, and production-ready.

Paystack
Paystack
Live
Card
Bank Transfer
USSD
Flutterwave
Flutterwave
Live
Card
Bank
Mobile Money
Monnify
Monnify
Live
Bank Transfer
USSD
Squad
Squad
Live
Card
Bank Transfer
Interswitch
Interswitch
Live
Card
USSD
Quickteller
Payaza
Payaza
Live
Card
Bank Transfer

Built for two kinds of builders

For Business

Increase success rates and reduce operational overhead.

Stop losing revenue to provider downtime. Stop spending weeks on reconciliation. POPFAB handles the infrastructure so you can focus on growth.

+8pp
Success rate lift
99.95%
Platform uptime
−90%
Reconciliation time
1 day
Integration time
See use cases →
For Developers

Integrate once. Access every provider. Ship faster.

One SDK replaces 6. TypeScript-first, OpenAPI-documented, sandbox-ready in 60 seconds.

// Initiate a payment
const payment = await client.payments.initiate({})
// POPFAB handles routing, failover, retries
Node.jsPythonGoPHPOpenAPI
Read the docs →
Use Cases

Built for your industry

POPFAB solves the specific payment problems your business faces.

!
The Problem

You need to maintain 99.9%+ uptime and launch new payment methods fast, without building the infrastructure yourself.

POPFAB Solution

POPFAB handles provider complexity for you. Launch with a single connection. Add Paystack, Flutterwave, and Monnify as fallbacks with zero additional overhead.

6 months → 2 weeks
Time to go live

Reduce time to payment integration from weeks to days. Achieve 99.95% uptime without managing multiple PSP relationships.

Instant onboarding
Pricing

Pay per checkout. Not per month.

Start free on the first ₦100M you process. Then buy credits as you grow.

1
Free tier
First ₦100M of processed volume is completely free.
2
Buy credits
Top up at ₦2.50 per credit, no subscription, no commitment.
3
₦5 per checkout
2 credits deducted per completed checkout (success or failed).
Credit pack
1,000credits
2,500

500 completed checkouts

  • All providers included
  • Smart failover routing
  • Full analytics dashboard
  • Webhooks & reconciliation
  • Credits never expire
Get started
Most Popular
Credit pack
10,000credits
25,000

5,000 completed checkouts

  • All providers included
  • Smart failover routing
  • Full analytics dashboard
  • Webhooks & reconciliation
  • Credits never expire
Get started
Credit pack
50,000credits
125,000

25,000 completed checkouts

  • All providers included
  • Smart failover routing
  • Full analytics dashboard
  • Webhooks & reconciliation
  • Credits never expire
Get started
Developer-First

Initiate a payment in 5 lines of code.

Our SDK handles authentication, retry logic, error formatting, and provider routing. You write business logic. We handle the rest.

Node.js · @popfab/node
const popfab = require('@popfab/node');
const client = new popfab.Client({ apiKey: 'sk_test_...' });

const payment = await client.payments.initiate({
  amount: 5000000, // ₦50,000 in kobo
  currency: 'NGN',
  payment_method: 'bank_transfer',
  reference: 'ORD-001',
  customer: { email: 'customer@example.com' }
});
npm install @popfab/…pip install @popfab/…go get install @popfab/…composer install @popfab/…

Sandbox ready in 60 seconds

Create an account, grab your test API key, and make your first payment in under a minute. No KYC required in sandbox.

SDKs in Node, Python, Go, PHP

All SDKs are auto-generated from our OpenAPI spec, idiomatic for each language, and tested on every release.

OpenAPI spec available

Import into Postman, Insomnia, or generate your own client. Always in sync with the latest API version.

Testimonials

Trusted by payment-serious Nigerian businesses

We used to lose roughly ₦800k every time Paystack had downtime. With POPFAB, our checkout just keeps running. We saw a 14% increase in successful payments in the first month.
A
Adaeze Okonkwo
CTO, Konga Marketplace
+14%
payment success
Our reconciliation team went from spending 3 days per month on payment data to about 4 hours. One dashboard, one CSV, everything in one place.
E
Emeka Nwosu
Head of Finance, Cowrywise
−90%
reconciliation time
We integrated POPFAB in a weekend and deprecated our custom PSP abstraction layer that took 6 engineers 4 months to build. The SDK is that good.
F
Funke Adeleke
Engineering Lead, PiggyVest
1 weekend
to integrate
Production-ready

Ready to own your payment infrastructure?

Join Nigerian businesses processing billions in naira with POPFAB. Sandbox is free. Production is fast.

No credit card required · Sandbox access is instant · Production in <24h